Requirements for professional liability insurance for registered acupuncturists in Alberta.
The College of Acupuncturists of Alberta requires all regulated members (excluding non-practicing members) to carry professional liability insurance (PLI) of at least $2 million per claims/occurrence at all times.
Adequate insurance coverage protects both the patient and the acupuncturist. Professional liability insurance protects the public by ensuring they have recourse in the event of harm caused by a registrant. An acupuncturist is protected professionally and financially from claims (real, alleged or false) made against them as a result of rendering professional services.
All members should review their professional liability insurance to confirm the renewal date and ensure that they have professional liability insurance in force at all times in the amount and type required by the College.
The College does not endorse any insurance provider or policy. The following options are provided for general information only. They are provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, reliability, validity, availability or completeness of the service or product.
No, your insurance document does not need to be valid until the next renewal period in order for your renewal to be approved, as long as the certificate is currently valid. Members are responsible to carry up-to-date insurance while they are practicing and to update their insurance documents on their member profile throughout the year as necessary.
For example: if you are renewing in March 2023 and your insurance expires in December 2023, you would not be required to purchase extra insurance at the time of renewal. You would upload your insurance that is valid at the time of your 2023 renewal. Prior to your insurance expiring in December 2023, you would update your profile on the Member Portal with up-to-date insurance once you purchase it for the following year. You would be required to have a valid insurance certificate on file to renew in 2024.